Frequently Asked Questions

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Tinyloan – For timely EMI payments or squaring monthly bills, making a major purchase that you so desired, taking a vacation to unwind or meeting a medical or financial emergency, keep the power of Tinyloan in your smartphone. A personal loan from Tinyloan that help you stitch in time.

Tinyloan, a cutting-edge fin-tech product from True Link Services., enables short-term personal loans to young salaried professionals on a simple yet powerful Platform.  Tinyloan enables young professionals to get loans within minutes, without paperwork and pain. You can now avail loans ranging from Rs. 1,000 to 1,00,000 for Starting from 90, 180 days based on your need. All you require is a salary slip, bank statement, PAN card & address proof clicked on a self-signed white paper and email at info@tinyloan.in. Money is in your bank account within a Day.

Cibil Default Cases Can only be considered for Short Term Loans for maximum of Rs 15000.

Cibil Clean Cases. You can also choose to go for the 90 -day loan plan which lets you repay the loan in three equal monthly payments. In the 90 day plan, you can choose a loan from Rs 1,000 upto Rs 1,00,000.

Interest Rate 3 % Per Month.Processing Fees 5%-7% deducted from Loan Amount.

Cibil Default Cases:

Please Note that for Already CIBIL Default cases we only Service Short Term Loan upto Only Rs 15000.

Interest Rates on These Loans are 1.33% per Day for a Maximum of 30 Days. 

Processing Fees 3.25% -5% deducted from Loan Amount.

To Make it easy you can close your Loan after 5 Days and only Days used Interest would be charged.

TinyLoan.in is neither a bank or an NBFC. TinyLoan.in is powered by TrueLink., an RBI registered NBFC. Following norms laid down by the RBI. TrueLink is your lender and all payment terms and conditions are agreed with TrueLink and not with TinyLoan.in. TinyLoan.in is a sophisticated, user friendly, technology platform which provides hassle-free experience to borrow personal loans

Just upload these 4 basic documents and you can get yourself credit approved with TinyLoan

1. Photo Identity Proof – PAN card

2. Latest salary slip

3. Aadhar Card

4. Permanent Address Proof – Any one (1): Passport/Driving License/Voter’s Identity Card or Utility Bills i.e. Electric/landline phone bill/ Gas Bill (not more than 2 months old) If Current Address is different from Permanent Address, then additionally: Utility Bill- Electric/landline phone bill/ Gas Bill of current address (not more than 2 months old), Leave & License Agreement/Rent Agreement

5. Latest statement of your Bank Account, showing your salary credit

We would also ask you to upload your selfie as proof of your photograph.

Your information will only be used internally. Promise. 

Upload the following self-attested documents in jpg format. Also, make sure the documents you upload on the app are clearly legible and self-attested in order for us to speedily process your loan request.

Verification Process:

1. PAN Card shall be verified electronically from Income Tax Website so as to ascertain correctness of the PAN Number and corresponding name from Income Tax web site. The said verification may be carried out by an independent Agency.

2. Similarly Aadhar Card & Voter’s Identity Card shall be verified through Independent Agency.

3. Utility Bills and Passport will be used to verify address.

4. Email these Document at info@tinyloan.in or kyc@tinyloan.in

For more information on this you may contact us on info@tinyLoan.co.in

If Your Cibil Score is less than 700 than you are eligible for short term Loan of upto Rs 15000.Terms of Loan would be shared before Processing & Disbursement.

If your Cibil Score is more than 700 than you are eligible for Loan of upto Rs 1 Lac .Max Tenure 91-180 days.

If you haven’t uploaded the required documents, furnished false information, lack a job or the means to repay, or your profile does not include the qualities required of a user of TinyLoan, or if we are unable to verify your information, your application could be rejected and the same shall be communicated to you. This isn’t a reflection on your credibility, it’s simply that your profile does not fit as per our algorithm. Better luck next time.

Short Term Loan Cibil Less Than 700 Score-

 Loan Amount Max Rs 15000. ROI 1.33% Per Day .Processing fees 3.25%-5% of Loan Amount for Short Term Loan . No Lockin Period-Maximum 30 Days .Pay Only for Days Used.

Personal Loan (only For Clean Cibil Cases above 700 score  –. Loan Amount Max Rs 1 Lac. ROI 3% Per Month .Processing fees 3.25%-5% of Loan Amount . PF Deducted from Loan Amount.

Maximum  91-180 Days.

Your loan is generally transferred instantly as soon as all your documents are verified . In order to process your loan quickly, we advise you to email at info@tinyloan.in or kyc@tinyloan.in  the necessary documents in the necessary formats and make sure they are clear and legible.The Amount is Disbursed in your Salary Account.

  Repayment Details of Account would be shared with you from our official email Id as soon as you loan is disbursed.

We  Only accept payment via NEFT/IMPS/UPI in our company accounts.

We do not accept Cash for any Repayments.

All Loans Disbursed from and Repayments accepted in company accounts only.